My credit report lists 2 state tax liens (california). Where can I get the details ?
These would be over 10 years old. From the same time period (1994 ?) I owed the IRS (federal) a significant amount of money which seems to have ‘fallen off’ their books. Could the state lien have also ‘expired’
Originally posted 2010-04-12 17:00:38. Republished by Blog Post Promoter
,,If I’m planning to buy a car next week and my credit report lists a tax lien that isn’t mine, should I wait? ,Removing Incorrect Tax Lien From Credit Report? ,The Length of Time That Tax Liens Show Up on a Credit Report ,Question about a Federal Tax Lien on Credit Report? ,Federal Tax Lien issue on credit report? ,Tags: California, Credit, details, liens, lists, Report, state
Comments (4)
a state lien can expire after so long if its not in the books anymore don’t push it , you can contact a credit reporting bureau and get a 10 year report.
Do you still own the property? If the answer is “yes” then you want to take care of this. Contact the tax assessor’s office to do this. It’s not that hard.
The problem you have is one that is very common. If for example you had a state tax lien in 2000 because you had a disputed issue. By 2002 you have cleared up the disput and the state agrees that they will remove the lien because they were wrong in the first place. Now in 2005 you go to refi your house or something and a credit agency sends someone over to the county records office. That person gets paid to find state tax liens and they report yours. They are not paid to find state tax lien “removals”, which in most cases will be on the same page if not directly below the original lien. They don’t bother to report the removal. So you run a credit report in 2006 and there is the 2000 lien.
Now you must go to the recorders office and get a copy of the removal and file a protest with the credit agency.
If a new researcher for a credit agency goes to the county recorder and finds the 2000 lien you can be assured that he will report that and the process starts all over again.
I spent 12 years fighting with different state and county agencies as well as all of the credit agencies and a lien for a tax that was “never owed” from the 1980s still shows up from time to time.
The statute of limitations for collection of federal taxes is 10 years from the date of assessment. That’s the date of the first bill sent to you. Unless the statute is extended by you, the liability self-destructs and the notice of tax lien self-releases. This feature seems to give credit reporting agencies a tummy ache.
The statute of limitations for collection of California income taxes is 20 years from the date of assessment but they expire after 10 years unless the state extends its tax lien as provided for in Section 7172 of the California Government Code.