What are the laws in Tennessee regarding wage garnishment?

· Posted in IRS Problems 

I would like to know if a spouse’s wages can be garnished for a debt owed by the other spouse PRIOR to their marriage?

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What are the laws in Tennessee regarding wage garnishment?

2 Responses to “What are the laws in Tennessee regarding wage garnishment?”

  1. kewltazdude on April 11th, 2010 4:11 pm

    Probably not. When you are married what is yours is his and his is yours – everything becomes “one”. However, if you are NOT on this debt then you shouldn’t have anything to worry about. However, the persons listed on the debt would be required to pay it back (even if you are a cosigner). You could always take it to court to see if a judge would help you out.

  2. DebtDirector on April 11th, 2010 4:48 pm

    You really should consult an attorney about this matter. Spending $250.00 to save potentially thousands of dollars in income is money well spent.

    The non-attorney answer is probably not. In my experience negotiating debt for clients I have found that collectors often “assume” that the debt belongs to both spouses. This serves their purposes because it embarasses the debtor spouse and causes marital disharmony.

    Collectors don’t care whom they collect from. Their attorneys work with the assumptions in the file. While the garnishment is unfair and probably not legal, it is your responsibility to point this out. If they do successfully put a garnishment against you it will be very difficult to you get your money back. My suggestion is that you get the proper advice and get yourself off of this garnishment/judgement before it goes any further.

    If you have any further issues with large debts (15k+), I’d be glad to try and help you. Call 888-221-2711 and ask for the Director. If I can’t help you I try my best to point you in the right direction.

    Good luck!